About Us

UPG has been processing credit cards for more than a decade and is now one of the largest enterprise-level IP based card processing gateways in the UK. Running its own inter-bank authorisation and settlement network, UPG forms a backbone into which numerous high-street merchants and many of the UK’s Payment Service Providers (PSPs) connect. As an essential part of this service, we install and manage broadband networks and supply the latest fully accredited Chip & PIN terminals.

We are accredited with the major acquiring banks and card issuers in all respects of processing credit, debit, purchase, fuel and store/loyalty cards for the full spectrum of retail sectors including:

  • Traditional cardholder present merchants ranging from large national high street chains to small one-branch independent retailers
  • Mail Order and Telephone order retailers
  • Internet retailers

Offering probably the widest portfolio of features of any payment gateway in the UK, we accept all major card types with transactions conducted in any currency.

Providing complete peace of mind, all UPG systems including terminals are fully Payment Card Industry: Data Security Standard (PCI:DSS) compliant. UPG can even provide a PCI:DSS total outsourced solution which will fast-track your business towards PCI:DSS compliance.